Progressive Michigan Auto Insurance Rates
Median premium: $1,312/6mo across 1,159 ZIP codes.
Based on SERFF regulatory rate filings — updated March 2026.
How Progressive Compares in Michigan
Median 6-month premium across all rated ZIPs. Progressive highlighted in blue.
Geographic Detail
Cheapest Cities for Progressive
| City | Avg Premium | vs. State Median |
|---|---|---|
| Flint | $788 | -38% |
| Burton | $788 | -38% |
| Lansing | $788 | -38% |
Most Expensive Cities for Progressive
| City | Avg Premium | vs. State Median |
|---|---|---|
| White Pigeon | $1,713 | +34% |
| Watervliet | $1,713 | +34% |
| Vicksburg | $1,713 | +34% |
Progressive Michigan Insurance FAQ
ZIP Code Lookup
Enter your ZIP code to see Progressive's rate in your area.
Other carriers in Michigan
Progressive ranks #6 out of 10 carriers in Michigan with a median 6-month premium of $1,312. This places Progressive 2% above the statewide median of $1,281. The carrier covers 1,159 ZIP codes across the state, with premiums ranging from $788 to $1,713.
Progressive is the cheapest option in 0% of Michigan ZIP codes (0 ZIPs). The most affordable Progressive rates are found in Flint, where the average premium is just $788. On the other end, White Pigeon has the highest Progressive premiums, averaging $1,713 per 6-month term.
All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 10 carriers, 1,159 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.