Liberty Mutual Tennessee Auto Insurance Rates
Median premium: $799/6mo across 785 ZIP codes.
Based on SERFF regulatory rate filings — updated March 2026.
How Liberty Mutual Compares in Tennessee
Median 6-month premium across all rated ZIPs. Liberty Mutual highlighted in blue.
Geographic Detail
Cheapest Cities for Liberty Mutual
| City | Avg Premium | vs. State Median |
|---|---|---|
| Afton | $594 | -6% |
| Chuckey | $594 | -6% |
| Church Hill | $594 | -6% |
Most Expensive Cities for Liberty Mutual
| City | Avg Premium | vs. State Median |
|---|---|---|
| Millington | $1,671 | +164% |
| Memphis | $1,642 | +159% |
| Ellendale | $1,599 | +153% |
Liberty Mutual Tennessee Insurance FAQ
ZIP Code Lookup
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Other carriers in Tennessee
Liberty Mutual ranks #10 out of 12 carriers in Tennessee with a median 6-month premium of $799. This places Liberty Mutual 26% above the statewide median of $633. The carrier covers 785 ZIP codes across the state, with premiums ranging from $594 to $1,947.
Liberty Mutual is the cheapest option in 0% of Tennessee ZIP codes (0 ZIPs). The most affordable Liberty Mutual rates are found in Afton, where the average premium is just $594. On the other end, Millington has the highest Liberty Mutual premiums, averaging $1,671 per 6-month term.
All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 12 carriers, 785 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.