Progressive Tennessee Auto Insurance Rates
Median premium: $294/6mo across 785 ZIP codes.
Based on SERFF regulatory rate filings — updated March 2026.
How Progressive Compares in Tennessee
Median 6-month premium across all rated ZIPs. Progressive highlighted in blue.
Geographic Detail
Cheapest Cities for Progressive
| City | Avg Premium | vs. State Median |
|---|---|---|
| Afton | $219 | -65% |
| Chuckey | $219 | -65% |
| Church Hill | $219 | -65% |
Most Expensive Cities for Progressive
| City | Avg Premium | vs. State Median |
|---|---|---|
| Millington | $614 | -3% |
| Memphis | $604 | -5% |
| Ellendale | $588 | -7% |
Progressive Tennessee Insurance FAQ
ZIP Code Lookup
Enter your ZIP code to see Progressive's rate in your area.
Other carriers in Tennessee
Progressive ranks #1 out of 12 carriers in Tennessee with a median 6-month premium of $294. This places Progressive 54% below the statewide median of $633. The carrier covers 785 ZIP codes across the state, with premiums ranging from $219 to $716.
Progressive is the cheapest option in 100% of Tennessee ZIP codes (785 ZIPs). The most affordable Progressive rates are found in Afton, where the average premium is just $219. On the other end, Millington has the highest Progressive premiums, averaging $614 per 6-month term.
All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 12 carriers, 785 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.