Auto Insurance in Manhattan Beach (90266)
California · Below Average · 42th percentile statewide
Carrier Rates in 90266
6-month premiums from SERFF rate filings. Standard driver profile.
How 90266 Compares
Manhattan Beach (90266) is below average for auto insurance in California, ranking in the 42th percentile.
The cheapest carrier is Mercury at $422/6mo — 75% less than the most expensive (State Farm at $1,706).
The median premium of $893 is 2% below the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Manhattan Beach (90266)?
The median 6-month premium in Manhattan Beach (90266) is $893 across 9 carriers. Premiums range from $422 to $1,706, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 90266?
Mercury offers the lowest rate in 90266 at $422/6mo. That's 75% less than the most expensive option (State Farm at $1,706/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance below average in 90266?
Auto insurance rates in Manhattan Beach (90266) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Manhattan Beach ranks in the 42th percentile statewide, meaning it's below average compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 90266?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.