Auto Insurance in Torrance (90501)
California · Above Average · 74th percentile statewide
Carrier Rates in 90501
6-month premiums from SERFF rate filings. Standard driver profile.
How 90501 Compares
Torrance (90501) is above average for auto insurance in California, ranking in the 74th percentile.
The cheapest carrier is Mercury at $469/6mo — 75% less than the most expensive (State Farm at $1,869).
The median premium of $985 is 8% above the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Torrance (90501)?
The median 6-month premium in Torrance (90501) is $985 across 9 carriers. Premiums range from $469 to $1,869, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 90501?
Mercury offers the lowest rate in 90501 at $469/6mo. That's 75% less than the most expensive option (State Farm at $1,869/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance above average in 90501?
Auto insurance rates in Torrance (90501) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Torrance ranks in the 74th percentile statewide, meaning it's above average compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 90501?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.