Auto Insurance in Torrance (90503)
California · Above Average · 71th percentile statewide
Carrier Rates in 90503
6-month premiums from SERFF rate filings. Standard driver profile.
How 90503 Compares
Torrance (90503) is above average for auto insurance in California, ranking in the 71th percentile.
The cheapest carrier is Mercury at $431/6mo — 74% less than the most expensive (Allstate at $1,676).
The median premium of $976 is 7% above the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Torrance (90503)?
The median 6-month premium in Torrance (90503) is $976 across 9 carriers. Premiums range from $431 to $1,676, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 90503?
Mercury offers the lowest rate in 90503 at $431/6mo. That's 74% less than the most expensive option (Allstate at $1,676/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance above average in 90503?
Auto insurance rates in Torrance (90503) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Torrance ranks in the 71th percentile statewide, meaning it's above average compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 90503?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.