Auto Insurance in Torrance (90506)
California · Below Average · 44th percentile statewide
Carrier Rates in 90506
6-month premiums from SERFF rate filings. Standard driver profile.
How 90506 Compares
Torrance (90506) is below average for auto insurance in California, ranking in the 44th percentile.
The cheapest carrier is Mercury at $450/6mo — 60% less than the most expensive (CSAA at $1,131).
The median premium of $898 is 2% below the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Torrance (90506)?
The median 6-month premium in Torrance (90506) is $898 across 4 carriers. Premiums range from $450 to $1,131, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 90506?
Mercury offers the lowest rate in 90506 at $450/6mo. That's 60% less than the most expensive option (CSAA at $1,131/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance below average in 90506?
Auto insurance rates in Torrance (90506) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Torrance ranks in the 44th percentile statewide, meaning it's below average compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 90506?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.