Auto Insurance in La Mirada (90638)
California · Expensive · 82th percentile statewide
Carrier Rates in 90638
6-month premiums from SERFF rate filings. Standard driver profile.
How 90638 Compares
La Mirada (90638) is expensive for auto insurance in California, ranking in the 82th percentile.
The cheapest carrier is Mercury at $505/6mo — 73% less than the most expensive (State Farm at $1,884).
The median premium of $1,024 is 12% above the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in La Mirada (90638)?
The median 6-month premium in La Mirada (90638) is $1,024 across 9 carriers. Premiums range from $505 to $1,884, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 90638?
Mercury offers the lowest rate in 90638 at $505/6mo. That's 73% less than the most expensive option (State Farm at $1,884/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance expensive in 90638?
Auto insurance rates in La Mirada (90638) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. La Mirada ranks in the 82th percentile statewide, meaning it's expensive compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
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Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.