Auto Insurance in Long Beach (90814)
California · Expensive · 77th percentile statewide
Carrier Rates in 90814
6-month premiums from SERFF rate filings. Standard driver profile.
How 90814 Compares
Long Beach (90814) is expensive for auto insurance in California, ranking in the 77th percentile.
The cheapest carrier is Mercury at $560/6mo — 69% less than the most expensive (State Farm at $1,786).
The median premium of $1,005 is 10% above the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Long Beach (90814)?
The median 6-month premium in Long Beach (90814) is $1,005 across 9 carriers. Premiums range from $560 to $1,786, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 90814?
Mercury offers the lowest rate in 90814 at $560/6mo. That's 69% less than the most expensive option (State Farm at $1,786/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance expensive in 90814?
Auto insurance rates in Long Beach (90814) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Long Beach ranks in the 77th percentile statewide, meaning it's expensive compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
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Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.