Auto Insurance in Upland (91786)
California · Above Average · 74th percentile statewide
Carrier Rates in 91786
6-month premiums from SERFF rate filings. Standard driver profile.
How 91786 Compares
Upland (91786) is above average for auto insurance in California, ranking in the 74th percentile.
The cheapest carrier is Mercury at $404/6mo — 78% less than the most expensive (State Farm at $1,807).
The median premium of $985 is 8% above the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Upland (91786)?
The median 6-month premium in Upland (91786) is $985 across 9 carriers. Premiums range from $404 to $1,807, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 91786?
Mercury offers the lowest rate in 91786 at $404/6mo. That's 78% less than the most expensive option (State Farm at $1,807/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance above average in 91786?
Auto insurance rates in Upland (91786) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Upland ranks in the 74th percentile statewide, meaning it's above average compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 91786?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.