Auto Insurance in Chula Vista (91910)
California · Very Affordable · 12th percentile statewide
Carrier Rates in 91910
6-month premiums from SERFF rate filings. Standard driver profile.
How 91910 Compares
Chula Vista (91910) is very affordable for auto insurance in California, ranking in the 12th percentile.
The cheapest carrier is Mercury at $459/6mo — 69% less than the most expensive (State Farm at $1,477).
The median premium of $808 is 12% below the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Chula Vista (91910)?
The median 6-month premium in Chula Vista (91910) is $808 across 9 carriers. Premiums range from $459 to $1,477, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 91910?
Mercury offers the lowest rate in 91910 at $459/6mo. That's 69% less than the most expensive option (State Farm at $1,477/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance very affordable in 91910?
Auto insurance rates in Chula Vista (91910) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Chula Vista ranks in the 12th percentile statewide, meaning it's very affordable compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 91910?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.