Auto Insurance in National City (91950)

California · Very Affordable · 22th percentile statewide

$840/6mo
Median across 9 carriers
Cheapest: $518Spread: $1,161State avg: $913

Carrier Rates in 91950

6-month premiums from SERFF rate filings. Standard driver profile.

FarmersCheapest
$518/6mo
Mercury
$551/6mo
USAA
$553/6mo
Liberty Mutual
$657/6mo
GEICO
$840/6mo
Wawanesa
$1,130/6mo
CSAA
$1,131/6mo
Allstate
$1,330/6mo
State Farm
$1,679/6mo

How 91950 Compares

National City (91950) is very affordable for auto insurance in California, ranking in the 22th percentile.

The cheapest carrier is Farmers at $518/6mo — 69% less than the most expensive (State Farm at $1,679).

The median premium of $840 is 8% below the California statewide median of $913.

Frequently Asked Questions

How much is auto insurance in National City (91950)?

The median 6-month premium in National City (91950) is $840 across 9 carriers. Premiums range from $518 to $1,679, based on SERFF regulatory rate filing data for a standard driver profile.

What's the cheapest auto insurance in 91950?

Farmers offers the lowest rate in 91950 at $518/6mo. That's 69% less than the most expensive option (State Farm at $1,679/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.

Why is auto insurance very affordable in 91950?

Auto insurance rates in National City (91950) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. National City ranks in the 22th percentile statewide, meaning it's very affordable compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.

Other carriers in California

Want full rate data for 91950?

Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.