Auto Insurance in Camp Pendleton (92055)

California · Expensive · 98th percentile statewide

$1,183/6mo
Median across 9 carriers
Cheapest: $693Spread: $1,948State avg: $913

Carrier Rates in 92055

6-month premiums from SERFF rate filings. Standard driver profile.

FarmersCheapest
$693/6mo
USAA
$742/6mo
Liberty Mutual
$1,019/6mo
CSAA
$1,131/6mo
Mercury
$1,183/6mo
GEICO
$1,710/6mo
Wawanesa
$1,976/6mo
State Farm
$2,134/6mo
Allstate
$2,641/6mo

How 92055 Compares

Camp Pendleton (92055) is expensive for auto insurance in California, ranking in the 98th percentile.

The cheapest carrier is Farmers at $693/6mo — 74% less than the most expensive (Allstate at $2,641).

The median premium of $1,183 is 30% above the California statewide median of $913.

Frequently Asked Questions

How much is auto insurance in Camp Pendleton (92055)?

The median 6-month premium in Camp Pendleton (92055) is $1,183 across 9 carriers. Premiums range from $693 to $2,641, based on SERFF regulatory rate filing data for a standard driver profile.

What's the cheapest auto insurance in 92055?

Farmers offers the lowest rate in 92055 at $693/6mo. That's 74% less than the most expensive option (Allstate at $2,641/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.

Why is auto insurance expensive in 92055?

Auto insurance rates in Camp Pendleton (92055) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Camp Pendleton ranks in the 98th percentile statewide, meaning it's expensive compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.

Other carriers in California

Want full rate data for 92055?

Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.