Auto Insurance in La Quinta (92253)
California · Above Average · 69th percentile statewide
Carrier Rates in 92253
6-month premiums from SERFF rate filings. Standard driver profile.
How 92253 Compares
La Quinta (92253) is above average for auto insurance in California, ranking in the 69th percentile.
The cheapest carrier is Mercury at $437/6mo — 70% less than the most expensive (State Farm at $1,437).
The median premium of $967 is 6% above the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in La Quinta (92253)?
The median 6-month premium in La Quinta (92253) is $967 across 9 carriers. Premiums range from $437 to $1,437, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 92253?
Mercury offers the lowest rate in 92253 at $437/6mo. That's 70% less than the most expensive option (State Farm at $1,437/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance above average in 92253?
Auto insurance rates in La Quinta (92253) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. La Quinta ranks in the 69th percentile statewide, meaning it's above average compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 92253?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.