Auto Insurance in Loma Linda (92350)
California · Expensive · 81th percentile statewide
Carrier Rates in 92350
6-month premiums from SERFF rate filings. Standard driver profile.
How 92350 Compares
Loma Linda (92350) is expensive for auto insurance in California, ranking in the 81th percentile.
The cheapest carrier is Mercury at $413/6mo — 75% less than the most expensive (Allstate at $1,665).
The median premium of $1,020 is 12% above the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Loma Linda (92350)?
The median 6-month premium in Loma Linda (92350) is $1,020 across 8 carriers. Premiums range from $413 to $1,665, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 92350?
Mercury offers the lowest rate in 92350 at $413/6mo. That's 75% less than the most expensive option (Allstate at $1,665/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance expensive in 92350?
Auto insurance rates in Loma Linda (92350) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Loma Linda ranks in the 81th percentile statewide, meaning it's expensive compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 92350?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.