Auto Insurance in Lytle Creek (92358)

California · Above Average · 52th percentile statewide

$918/6mo
Median across 9 carriers
Cheapest: $422Spread: $1,115State avg: $913

Carrier Rates in 92358

6-month premiums from SERFF rate filings. Standard driver profile.

MercuryCheapest
$422/6mo
USAA
$539/6mo
Farmers
$558/6mo
Liberty Mutual
$670/6mo
GEICO
$918/6mo
Wawanesa
$1,031/6mo
CSAA
$1,131/6mo
State Farm
$1,506/6mo
Allstate
$1,537/6mo

How 92358 Compares

Lytle Creek (92358) is above average for auto insurance in California, ranking in the 52th percentile.

The cheapest carrier is Mercury at $422/6mo — 73% less than the most expensive (Allstate at $1,537).

The median premium of $918 is 1% above the California statewide median of $913.

Frequently Asked Questions

How much is auto insurance in Lytle Creek (92358)?

The median 6-month premium in Lytle Creek (92358) is $918 across 9 carriers. Premiums range from $422 to $1,537, based on SERFF regulatory rate filing data for a standard driver profile.

What's the cheapest auto insurance in 92358?

Mercury offers the lowest rate in 92358 at $422/6mo. That's 73% less than the most expensive option (Allstate at $1,537/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.

Why is auto insurance above average in 92358?

Auto insurance rates in Lytle Creek (92358) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Lytle Creek ranks in the 52th percentile statewide, meaning it's above average compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.

Other carriers in California

Want full rate data for 92358?

Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.