Auto Insurance in Yucaipa (92399)
California · Below Average · 38th percentile statewide
Carrier Rates in 92399
6-month premiums from SERFF rate filings. Standard driver profile.
How 92399 Compares
Yucaipa (92399) is below average for auto insurance in California, ranking in the 38th percentile.
The cheapest carrier is Mercury at $344/6mo — 77% less than the most expensive (State Farm at $1,507).
The median premium of $884 is 3% below the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Yucaipa (92399)?
The median 6-month premium in Yucaipa (92399) is $884 across 9 carriers. Premiums range from $344 to $1,507, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 92399?
Mercury offers the lowest rate in 92399 at $344/6mo. That's 77% less than the most expensive option (State Farm at $1,507/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance below average in 92399?
Auto insurance rates in Yucaipa (92399) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Yucaipa ranks in the 38th percentile statewide, meaning it's below average compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 92399?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.