Auto Insurance in Moreno Valley (92557)
California · Above Average · 56th percentile statewide
Carrier Rates in 92557
6-month premiums from SERFF rate filings. Standard driver profile.
How 92557 Compares
Moreno Valley (92557) is above average for auto insurance in California, ranking in the 56th percentile.
The cheapest carrier is Mercury at $409/6mo — 78% less than the most expensive (State Farm at $1,872).
The median premium of $928 is 2% above the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Moreno Valley (92557)?
The median 6-month premium in Moreno Valley (92557) is $928 across 9 carriers. Premiums range from $409 to $1,872, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 92557?
Mercury offers the lowest rate in 92557 at $409/6mo. That's 78% less than the most expensive option (State Farm at $1,872/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance above average in 92557?
Auto insurance rates in Moreno Valley (92557) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Moreno Valley ranks in the 56th percentile statewide, meaning it's above average compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 92557?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.