Auto Insurance in Wildomar (92595)
California · Above Average · 62th percentile statewide
Carrier Rates in 92595
6-month premiums from SERFF rate filings. Standard driver profile.
How 92595 Compares
Wildomar (92595) is above average for auto insurance in California, ranking in the 62th percentile.
The cheapest carrier is Mercury at $464/6mo — 72% less than the most expensive (State Farm at $1,653).
The median premium of $943 is 3% above the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Wildomar (92595)?
The median 6-month premium in Wildomar (92595) is $943 across 9 carriers. Premiums range from $464 to $1,653, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 92595?
Mercury offers the lowest rate in 92595 at $464/6mo. That's 72% less than the most expensive option (State Farm at $1,653/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance above average in 92595?
Auto insurance rates in Wildomar (92595) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Wildomar ranks in the 62th percentile statewide, meaning it's above average compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 92595?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.