Auto Insurance in Irvine (92617)
California · Very Affordable · 20th percentile statewide
Carrier Rates in 92617
6-month premiums from SERFF rate filings. Standard driver profile.
How 92617 Compares
Irvine (92617) is very affordable for auto insurance in California, ranking in the 20th percentile.
The cheapest carrier is Mercury at $497/6mo — 68% less than the most expensive (State Farm at $1,552).
The median premium of $838 is 8% below the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Irvine (92617)?
The median 6-month premium in Irvine (92617) is $838 across 9 carriers. Premiums range from $497 to $1,552, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 92617?
Mercury offers the lowest rate in 92617 at $497/6mo. That's 68% less than the most expensive option (State Farm at $1,552/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance very affordable in 92617?
Auto insurance rates in Irvine (92617) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Irvine ranks in the 20th percentile statewide, meaning it's very affordable compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 92617?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.