Auto Insurance in Newport Beach (92661)
California · Above Average · 69th percentile statewide
Carrier Rates in 92661
6-month premiums from SERFF rate filings. Standard driver profile.
How 92661 Compares
Newport Beach (92661) is above average for auto insurance in California, ranking in the 69th percentile.
The cheapest carrier is Mercury at $367/6mo — 78% less than the most expensive (Allstate at $1,680).
The median premium of $968 is 6% above the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Newport Beach (92661)?
The median 6-month premium in Newport Beach (92661) is $968 across 9 carriers. Premiums range from $367 to $1,680, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 92661?
Mercury offers the lowest rate in 92661 at $367/6mo. That's 78% less than the most expensive option (Allstate at $1,680/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance above average in 92661?
Auto insurance rates in Newport Beach (92661) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Newport Beach ranks in the 69th percentile statewide, meaning it's above average compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 92661?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.