Auto Insurance in San Clemente (92672)
California · Very Affordable · 25th percentile statewide
Carrier Rates in 92672
6-month premiums from SERFF rate filings. Standard driver profile.
How 92672 Compares
San Clemente (92672) is very affordable for auto insurance in California, ranking in the 25th percentile.
The cheapest carrier is Mercury at $355/6mo — 77% less than the most expensive (State Farm at $1,520).
The median premium of $850 is 7% below the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in San Clemente (92672)?
The median 6-month premium in San Clemente (92672) is $850 across 9 carriers. Premiums range from $355 to $1,520, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 92672?
Mercury offers the lowest rate in 92672 at $355/6mo. That's 77% less than the most expensive option (State Farm at $1,520/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance very affordable in 92672?
Auto insurance rates in San Clemente (92672) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. San Clemente ranks in the 25th percentile statewide, meaning it's very affordable compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 92672?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.