Auto Insurance in Santa Ana (92706)
California · Above Average · 70th percentile statewide
Carrier Rates in 92706
6-month premiums from SERFF rate filings. Standard driver profile.
How 92706 Compares
Santa Ana (92706) is above average for auto insurance in California, ranking in the 70th percentile.
The cheapest carrier is Mercury at $540/6mo — 72% less than the most expensive (State Farm at $1,897).
The median premium of $971 is 6% above the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Santa Ana (92706)?
The median 6-month premium in Santa Ana (92706) is $971 across 9 carriers. Premiums range from $540 to $1,897, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 92706?
Mercury offers the lowest rate in 92706 at $540/6mo. That's 72% less than the most expensive option (State Farm at $1,897/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance above average in 92706?
Auto insurance rates in Santa Ana (92706) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Santa Ana ranks in the 70th percentile statewide, meaning it's above average compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 92706?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.