Auto Insurance in Port Hueneme (93041)
California · Very Affordable · 19th percentile statewide
Carrier Rates in 93041
6-month premiums from SERFF rate filings. Standard driver profile.
How 93041 Compares
Port Hueneme (93041) is very affordable for auto insurance in California, ranking in the 19th percentile.
The cheapest carrier is Mercury at $406/6mo — 76% less than the most expensive (Allstate at $1,662).
The median premium of $834 is 9% below the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Port Hueneme (93041)?
The median 6-month premium in Port Hueneme (93041) is $834 across 9 carriers. Premiums range from $406 to $1,662, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 93041?
Mercury offers the lowest rate in 93041 at $406/6mo. That's 76% less than the most expensive option (Allstate at $1,662/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance very affordable in 93041?
Auto insurance rates in Port Hueneme (93041) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Port Hueneme ranks in the 19th percentile statewide, meaning it's very affordable compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 93041?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.