Auto Insurance in Avenal (93204)
California · Below Average · 31th percentile statewide
Carrier Rates in 93204
6-month premiums from SERFF rate filings. Standard driver profile.
How 93204 Compares
Avenal (93204) is below average for auto insurance in California, ranking in the 31th percentile.
The cheapest carrier is Mercury at $426/6mo — 70% less than the most expensive (State Farm at $1,407).
The median premium of $864 is 5% below the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Avenal (93204)?
The median 6-month premium in Avenal (93204) is $864 across 9 carriers. Premiums range from $426 to $1,407, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 93204?
Mercury offers the lowest rate in 93204 at $426/6mo. That's 70% less than the most expensive option (State Farm at $1,407/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance below average in 93204?
Auto insurance rates in Avenal (93204) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Avenal ranks in the 31th percentile statewide, meaning it's below average compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
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Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.