Auto Insurance in Chowchilla (93610)
California · Above Average · 64th percentile statewide
Carrier Rates in 93610
6-month premiums from SERFF rate filings. Standard driver profile.
How 93610 Compares
Chowchilla (93610) is above average for auto insurance in California, ranking in the 64th percentile.
The cheapest carrier is Mercury at $411/6mo — 73% less than the most expensive (Allstate at $1,530).
The median premium of $950 is 4% above the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Chowchilla (93610)?
The median 6-month premium in Chowchilla (93610) is $950 across 9 carriers. Premiums range from $411 to $1,530, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 93610?
Mercury offers the lowest rate in 93610 at $411/6mo. That's 73% less than the most expensive option (Allstate at $1,530/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance above average in 93610?
Auto insurance rates in Chowchilla (93610) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Chowchilla ranks in the 64th percentile statewide, meaning it's above average compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 93610?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.