Auto Insurance in Los Banos (93635)
California · Below Average · 40th percentile statewide
Carrier Rates in 93635
6-month premiums from SERFF rate filings. Standard driver profile.
How 93635 Compares
Los Banos (93635) is below average for auto insurance in California, ranking in the 40th percentile.
The cheapest carrier is Mercury at $367/6mo — 75% less than the most expensive (Allstate at $1,445).
The median premium of $889 is 3% below the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Los Banos (93635)?
The median 6-month premium in Los Banos (93635) is $889 across 9 carriers. Premiums range from $367 to $1,445, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 93635?
Mercury offers the lowest rate in 93635 at $367/6mo. That's 75% less than the most expensive option (Allstate at $1,445/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance below average in 93635?
Auto insurance rates in Los Banos (93635) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Los Banos ranks in the 40th percentile statewide, meaning it's below average compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 93635?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.