Auto Insurance in Fresno (93703)
California · Above Average · 63th percentile statewide
Carrier Rates in 93703
6-month premiums from SERFF rate filings. Standard driver profile.
How 93703 Compares
Fresno (93703) is above average for auto insurance in California, ranking in the 63th percentile.
The cheapest carrier is USAA at $547/6mo — 70% less than the most expensive (Wawanesa at $1,820).
The median premium of $945 is 4% above the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Fresno (93703)?
The median 6-month premium in Fresno (93703) is $945 across 9 carriers. Premiums range from $547 to $1,820, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 93703?
USAA offers the lowest rate in 93703 at $547/6mo. That's 70% less than the most expensive option (Wawanesa at $1,820/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance above average in 93703?
Auto insurance rates in Fresno (93703) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Fresno ranks in the 63th percentile statewide, meaning it's above average compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 93703?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.