Auto Insurance in Fresno (93722)
California · Above Average · 59th percentile statewide
Carrier Rates in 93722
6-month premiums from SERFF rate filings. Standard driver profile.
How 93722 Compares
Fresno (93722) is above average for auto insurance in California, ranking in the 59th percentile.
The cheapest carrier is USAA at $553/6mo — 67% less than the most expensive (State Farm at $1,701).
The median premium of $937 is 3% above the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Fresno (93722)?
The median 6-month premium in Fresno (93722) is $937 across 9 carriers. Premiums range from $553 to $1,701, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 93722?
USAA offers the lowest rate in 93722 at $553/6mo. That's 67% less than the most expensive option (State Farm at $1,701/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance above average in 93722?
Auto insurance rates in Fresno (93722) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Fresno ranks in the 59th percentile statewide, meaning it's above average compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 93722?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.