Auto Insurance in Pacifica (94044)
California · Below Average · 32th percentile statewide
Carrier Rates in 94044
6-month premiums from SERFF rate filings. Standard driver profile.
How 94044 Compares
Pacifica (94044) is below average for auto insurance in California, ranking in the 32th percentile.
The cheapest carrier is Mercury at $461/6mo — 66% less than the most expensive (Allstate at $1,369).
The median premium of $870 is 5% below the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Pacifica (94044)?
The median 6-month premium in Pacifica (94044) is $870 across 9 carriers. Premiums range from $461 to $1,369, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 94044?
Mercury offers the lowest rate in 94044 at $461/6mo. That's 66% less than the most expensive option (Allstate at $1,369/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance below average in 94044?
Auto insurance rates in Pacifica (94044) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Pacifica ranks in the 32th percentile statewide, meaning it's below average compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 94044?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.