Auto Insurance in Redwood City (94065)
California · Very Affordable · 14th percentile statewide
Carrier Rates in 94065
6-month premiums from SERFF rate filings. Standard driver profile.
How 94065 Compares
Redwood City (94065) is very affordable for auto insurance in California, ranking in the 14th percentile.
The cheapest carrier is Mercury at $339/6mo — 74% less than the most expensive (State Farm at $1,300).
The median premium of $818 is 10% below the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Redwood City (94065)?
The median 6-month premium in Redwood City (94065) is $818 across 9 carriers. Premiums range from $339 to $1,300, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 94065?
Mercury offers the lowest rate in 94065 at $339/6mo. That's 74% less than the most expensive option (State Farm at $1,300/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance very affordable in 94065?
Auto insurance rates in Redwood City (94065) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Redwood City ranks in the 14th percentile statewide, meaning it's very affordable compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 94065?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.