Auto Insurance in San Carlos (94070)
California · Very Affordable · 13th percentile statewide
Carrier Rates in 94070
6-month premiums from SERFF rate filings. Standard driver profile.
How 94070 Compares
San Carlos (94070) is very affordable for auto insurance in California, ranking in the 13th percentile.
The cheapest carrier is Mercury at $405/6mo — 71% less than the most expensive (Allstate at $1,377).
The median premium of $816 is 11% below the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in San Carlos (94070)?
The median 6-month premium in San Carlos (94070) is $816 across 9 carriers. Premiums range from $405 to $1,377, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 94070?
Mercury offers the lowest rate in 94070 at $405/6mo. That's 71% less than the most expensive option (Allstate at $1,377/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance very affordable in 94070?
Auto insurance rates in San Carlos (94070) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. San Carlos ranks in the 13th percentile statewide, meaning it's very affordable compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 94070?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.