Auto Insurance in Sunnyvale (94089)
California · Very Affordable · 15th percentile statewide
Carrier Rates in 94089
6-month premiums from SERFF rate filings. Standard driver profile.
How 94089 Compares
Sunnyvale (94089) is very affordable for auto insurance in California, ranking in the 15th percentile.
The cheapest carrier is Mercury at $363/6mo — 75% less than the most expensive (Wawanesa at $1,478).
The median premium of $822 is 10% below the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Sunnyvale (94089)?
The median 6-month premium in Sunnyvale (94089) is $822 across 9 carriers. Premiums range from $363 to $1,478, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 94089?
Mercury offers the lowest rate in 94089 at $363/6mo. That's 75% less than the most expensive option (Wawanesa at $1,478/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance very affordable in 94089?
Auto insurance rates in Sunnyvale (94089) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Sunnyvale ranks in the 15th percentile statewide, meaning it's very affordable compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 94089?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.