Auto Insurance in San Francisco (94143)
California · Very Affordable · 3th percentile statewide
Carrier Rates in 94143
6-month premiums from SERFF rate filings. Standard driver profile.
How 94143 Compares
San Francisco (94143) is very affordable for auto insurance in California, ranking in the 3th percentile.
The cheapest carrier is Farmers at $709/6mo — 11% less than the most expensive (GEICO at $794).
The median premium of $752 is 18% below the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in San Francisco (94143)?
The median 6-month premium in San Francisco (94143) is $752 across 2 carriers. Premiums range from $709 to $794, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 94143?
Farmers offers the lowest rate in 94143 at $709/6mo. That's 11% less than the most expensive option (GEICO at $794/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance very affordable in 94143?
Auto insurance rates in San Francisco (94143) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. San Francisco ranks in the 3th percentile statewide, meaning it's very affordable compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 94143?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.