Auto Insurance in Fairfield (94533)
California · Below Average · 38th percentile statewide
Carrier Rates in 94533
6-month premiums from SERFF rate filings. Standard driver profile.
How 94533 Compares
Fairfield (94533) is below average for auto insurance in California, ranking in the 38th percentile.
The cheapest carrier is Mercury at $442/6mo — 77% less than the most expensive (Wawanesa at $1,920).
The median premium of $885 is 3% below the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Fairfield (94533)?
The median 6-month premium in Fairfield (94533) is $885 across 9 carriers. Premiums range from $442 to $1,920, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 94533?
Mercury offers the lowest rate in 94533 at $442/6mo. That's 77% less than the most expensive option (Wawanesa at $1,920/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance below average in 94533?
Auto insurance rates in Fairfield (94533) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Fairfield ranks in the 38th percentile statewide, meaning it's below average compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 94533?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.