Auto Insurance in Albany (94706)
California · Very Affordable · 8th percentile statewide
Carrier Rates in 94706
6-month premiums from SERFF rate filings. Standard driver profile.
How 94706 Compares
Albany (94706) is very affordable for auto insurance in California, ranking in the 8th percentile.
The cheapest carrier is Mercury at $443/6mo — 71% less than the most expensive (State Farm at $1,526).
The median premium of $790 is 13% below the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Albany (94706)?
The median 6-month premium in Albany (94706) is $790 across 9 carriers. Premiums range from $443 to $1,526, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 94706?
Mercury offers the lowest rate in 94706 at $443/6mo. That's 71% less than the most expensive option (State Farm at $1,526/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance very affordable in 94706?
Auto insurance rates in Albany (94706) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Albany ranks in the 8th percentile statewide, meaning it's very affordable compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 94706?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.