Auto Insurance in Aromas (95004)
California · Very Affordable · 9th percentile statewide
Carrier Rates in 95004
6-month premiums from SERFF rate filings. Standard driver profile.
How 95004 Compares
Aromas (95004) is very affordable for auto insurance in California, ranking in the 9th percentile.
The cheapest carrier is Mercury at $369/6mo — 75% less than the most expensive (State Farm at $1,470).
The median premium of $795 is 13% below the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Aromas (95004)?
The median 6-month premium in Aromas (95004) is $795 across 9 carriers. Premiums range from $369 to $1,470, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 95004?
Mercury offers the lowest rate in 95004 at $369/6mo. That's 75% less than the most expensive option (State Farm at $1,470/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance very affordable in 95004?
Auto insurance rates in Aromas (95004) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Aromas ranks in the 9th percentile statewide, meaning it's very affordable compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 95004?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.