Auto Insurance in Ceres (95307)
California · Above Average · 73th percentile statewide
Carrier Rates in 95307
6-month premiums from SERFF rate filings. Standard driver profile.
How 95307 Compares
Ceres (95307) is above average for auto insurance in California, ranking in the 73th percentile.
The cheapest carrier is USAA at $540/6mo — 69% less than the most expensive (Wawanesa at $1,766).
The median premium of $984 is 8% above the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Ceres (95307)?
The median 6-month premium in Ceres (95307) is $984 across 9 carriers. Premiums range from $540 to $1,766, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 95307?
USAA offers the lowest rate in 95307 at $540/6mo. That's 69% less than the most expensive option (Wawanesa at $1,766/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance above average in 95307?
Auto insurance rates in Ceres (95307) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Ceres ranks in the 73th percentile statewide, meaning it's above average compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 95307?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.