Auto Insurance in Livingston (95334)
California · Below Average · 28th percentile statewide
Carrier Rates in 95334
6-month premiums from SERFF rate filings. Standard driver profile.
How 95334 Compares
Livingston (95334) is below average for auto insurance in California, ranking in the 28th percentile.
The cheapest carrier is Mercury at $414/6mo — 73% less than the most expensive (State Farm at $1,519).
The median premium of $856 is 6% below the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Livingston (95334)?
The median 6-month premium in Livingston (95334) is $856 across 9 carriers. Premiums range from $414 to $1,519, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 95334?
Mercury offers the lowest rate in 95334 at $414/6mo. That's 73% less than the most expensive option (State Farm at $1,519/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance below average in 95334?
Auto insurance rates in Livingston (95334) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Livingston ranks in the 28th percentile statewide, meaning it's below average compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 95334?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.