Auto Insurance in Ukiah (95482)
California · Below Average · 44th percentile statewide
Carrier Rates in 95482
6-month premiums from SERFF rate filings. Standard driver profile.
How 95482 Compares
Ukiah (95482) is below average for auto insurance in California, ranking in the 44th percentile.
The cheapest carrier is USAA at $462/6mo — 64% less than the most expensive (Allstate at $1,281).
The median premium of $898 is 2% below the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Ukiah (95482)?
The median 6-month premium in Ukiah (95482) is $898 across 8 carriers. Premiums range from $462 to $1,281, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 95482?
USAA offers the lowest rate in 95482 at $462/6mo. That's 64% less than the most expensive option (Allstate at $1,281/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance below average in 95482?
Auto insurance rates in Ukiah (95482) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Ukiah ranks in the 44th percentile statewide, meaning it's below average compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 95482?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.