Auto Insurance in Windsor (95492)
California · Very Affordable · 22th percentile statewide
Carrier Rates in 95492
6-month premiums from SERFF rate filings. Standard driver profile.
How 95492 Compares
Windsor (95492) is very affordable for auto insurance in California, ranking in the 22th percentile.
The cheapest carrier is USAA at $471/6mo — 66% less than the most expensive (State Farm at $1,402).
The median premium of $842 is 8% below the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Windsor (95492)?
The median 6-month premium in Windsor (95492) is $842 across 8 carriers. Premiums range from $471 to $1,402, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 95492?
USAA offers the lowest rate in 95492 at $471/6mo. That's 66% less than the most expensive option (State Farm at $1,402/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance very affordable in 95492?
Auto insurance rates in Windsor (95492) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Windsor ranks in the 22th percentile statewide, meaning it's very affordable compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
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Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.