Auto Insurance in Guinda (95637)
California · Below Average · 31th percentile statewide
Carrier Rates in 95637
6-month premiums from SERFF rate filings. Standard driver profile.
How 95637 Compares
Guinda (95637) is below average for auto insurance in California, ranking in the 31th percentile.
The cheapest carrier is USAA at $518/6mo — 71% less than the most expensive (Allstate at $1,785).
The median premium of $866 is 5% below the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Guinda (95637)?
The median 6-month premium in Guinda (95637) is $866 across 8 carriers. Premiums range from $518 to $1,785, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 95637?
USAA offers the lowest rate in 95637 at $518/6mo. That's 71% less than the most expensive option (Allstate at $1,785/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance below average in 95637?
Auto insurance rates in Guinda (95637) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Guinda ranks in the 31th percentile statewide, meaning it's below average compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 95637?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.