Auto Insurance in Woodland (95695)
California · Very Affordable · 15th percentile statewide
Carrier Rates in 95695
6-month premiums from SERFF rate filings. Standard driver profile.
How 95695 Compares
Woodland (95695) is very affordable for auto insurance in California, ranking in the 15th percentile.
The cheapest carrier is USAA at $466/6mo — 65% less than the most expensive (State Farm at $1,329).
The median premium of $820 is 10% below the California statewide median of $913.
Frequently Asked Questions
How much is auto insurance in Woodland (95695)?
The median 6-month premium in Woodland (95695) is $820 across 8 carriers. Premiums range from $466 to $1,329, based on SERFF regulatory rate filing data for a standard driver profile.
What's the cheapest auto insurance in 95695?
USAA offers the lowest rate in 95695 at $466/6mo. That's 65% less than the most expensive option (State Farm at $1,329/6mo). Actual premiums vary based on your driving record, vehicle, and coverage selections.
Why is auto insurance very affordable in 95695?
Auto insurance rates in Woodland (95695) are influenced by territory rating factors including urban density, traffic patterns, claims frequency, and theft rates. Woodland ranks in the 15th percentile statewide, meaning it's very affordable compared to other California ZIP codes. Carriers use these geographic risk factors alongside driver-specific variables to set premiums.
Other carriers in California
Want full rate data for 95695?
Access ZIP-level rate data across all 9 carriers, 1,745 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.