Allstate Iowa Auto Insurance Rates

Median premium: $767/6mo across 1,055 ZIP codes.

Based on SERFF regulatory rate filings — updated March 2026.

Median Premium
$767
per 6 months
Premium Range
$652$1,328
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
1,055
ZIP codes rated

How Allstate Compares in Iowa

Median 6-month premium across all rated ZIPs. Allstate highlighted in blue.

GEICO
100% cheapest$476
Auto-Owners
0% cheapest$531
USAA
0% cheapest$532
State Farm
0% cheapest$543
American Family
0% cheapest$560
Farmers
0% cheapest$637
Progressive
0% cheapest$648
Nationwide
0% cheapest$649
Travelers
0% cheapest$661
Liberty Mutual
0% cheapest$678
Allstate
0% cheapest$767

Geographic Detail

Cheapest Cities for Allstate

CityAvg Premiumvs. State Median
Arlington$655+3%
Fredericksburg$655+3%
Frederika$655+3%

Most Expensive Cities for Allstate

CityAvg Premiumvs. State Median
Sioux City$1,328+108%
Cooper$1,319+107%
Pleasant Hill$1,253+97%

Allstate Iowa Insurance FAQ

ZIP Code Lookup

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Allstate ranks #11 out of 11 carriers in Iowa with a median 6-month premium of $767. This places Allstate 20% above the statewide median of $637. The carrier covers 1,055 ZIP codes across the state, with premiums ranging from $652 to $1,328.

Allstate is the cheapest option in 0% of Iowa ZIP codes (0 ZIPs). The most affordable Allstate rates are found in Arlington, where the average premium is just $655. On the other end, Sioux City has the highest Allstate premiums, averaging $1,328 per 6-month term.

All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 11 carriers, 1,055 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.