USAA Iowa Auto Insurance Rates
Median premium: $532/6mo across 1,055 ZIP codes.
Based on SERFF regulatory rate filings — updated March 2026.
How USAA Compares in Iowa
Median 6-month premium across all rated ZIPs. USAA highlighted in blue.
Geographic Detail
Cheapest Cities for USAA
| City | Avg Premium | vs. State Median |
|---|---|---|
| Arlington | $454 | -29% |
| Fredericksburg | $454 | -29% |
| Frederika | $454 | -29% |
Most Expensive Cities for USAA
| City | Avg Premium | vs. State Median |
|---|---|---|
| Sioux City | $922 | +45% |
| Cooper | $915 | +44% |
| Pleasant Hill | $870 | +37% |
USAA Iowa Insurance FAQ
ZIP Code Lookup
Enter your ZIP code to see USAA's rate in your area.
Other carriers in Iowa
USAA ranks #3 out of 11 carriers in Iowa with a median 6-month premium of $532. This places USAA 16% below the statewide median of $637. The carrier covers 1,055 ZIP codes across the state, with premiums ranging from $452 to $922.
USAA is the cheapest option in 0% of Iowa ZIP codes (0 ZIPs). The most affordable USAA rates are found in Arlington, where the average premium is just $454. On the other end, Sioux City has the highest USAA premiums, averaging $922 per 6-month term.
All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 11 carriers, 1,055 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.