Liberty Mutual Iowa Auto Insurance Rates

Median premium: $678/6mo across 1,055 ZIP codes.

Based on SERFF regulatory rate filings — updated March 2026.

Median Premium
$678
per 6 months
Premium Range
$577$1,175
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
1,055
ZIP codes rated

How Liberty Mutual Compares in Iowa

Median 6-month premium across all rated ZIPs. Liberty Mutual highlighted in blue.

GEICO
100% cheapest$476
Auto-Owners
0% cheapest$531
USAA
0% cheapest$532
State Farm
0% cheapest$543
American Family
0% cheapest$560
Farmers
0% cheapest$637
Progressive
0% cheapest$648
Nationwide
0% cheapest$649
Travelers
0% cheapest$661
Liberty Mutual
0% cheapest$678
Allstate
0% cheapest$767

Geographic Detail

Cheapest Cities for Liberty Mutual

CityAvg Premiumvs. State Median
Arlington$579-9%
Fredericksburg$579-9%
Frederika$579-9%

Most Expensive Cities for Liberty Mutual

CityAvg Premiumvs. State Median
Sioux City$1,175+84%
Cooper$1,167+83%
Pleasant Hill$1,109+74%

Liberty Mutual Iowa Insurance FAQ

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Liberty Mutual ranks #10 out of 11 carriers in Iowa with a median 6-month premium of $678. This places Liberty Mutual 6% above the statewide median of $637. The carrier covers 1,055 ZIP codes across the state, with premiums ranging from $577 to $1,175.

Liberty Mutual is the cheapest option in 0% of Iowa ZIP codes (0 ZIPs). The most affordable Liberty Mutual rates are found in Arlington, where the average premium is just $579. On the other end, Sioux City has the highest Liberty Mutual premiums, averaging $1,175 per 6-month term.

All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 11 carriers, 1,055 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.