American Family Kansas Auto Insurance Rates

Median premium: $684/6mo across 748 ZIP codes.

Based on SERFF regulatory rate filings — updated March 2026.

Median Premium
$684
per 6 months
Premium Range
$410$837
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
748
ZIP codes rated

How American Family Compares in Kansas

Median 6-month premium across all rated ZIPs. American Family highlighted in blue.

Farmers
100% cheapest$290
USAA
0% cheapest$518
Allstate
0% cheapest$627
Shelter Insurance
0% cheapest$634
American Family
0% cheapest$684
Progressive
0% cheapest$756
Nationwide
0% cheapest$792
Travelers
0% cheapest$806
State Farm
0% cheapest$813
Liberty Mutual
0% cheapest$828
GEICO
0% cheapest$1,708

Geographic Detail

Cheapest Cities for American Family

CityAvg Premiumvs. State Median
Kansas City$410-46%
Edwardsville$410-46%
Independence$410-46%

Most Expensive Cities for American Family

CityAvg Premiumvs. State Median
Winchester$837+11%
Williamsburg$837+11%
White Cloud$837+11%

American Family Kansas Insurance FAQ

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American Family ranks #5 out of 11 carriers in Kansas with a median 6-month premium of $684. This places American Family 10% below the statewide median of $756. The carrier covers 748 ZIP codes across the state, with premiums ranging from $410 to $837.

American Family is the cheapest option in 0% of Kansas ZIP codes (0 ZIPs). The most affordable American Family rates are found in Kansas City, where the average premium is just $410. On the other end, Winchester has the highest American Family premiums, averaging $837 per 6-month term.

All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 11 carriers, 748 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.