State Farm Kansas Auto Insurance Rates

Median premium: $813/6mo across 748 ZIP codes.

Based on SERFF regulatory rate filings — updated March 2026.

Median Premium
$813
per 6 months
Premium Range
$488$995
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
748
ZIP codes rated

How State Farm Compares in Kansas

Median 6-month premium across all rated ZIPs. State Farm highlighted in blue.

Farmers
100% cheapest$290
USAA
0% cheapest$518
Allstate
0% cheapest$627
Shelter Insurance
0% cheapest$634
American Family
0% cheapest$684
Progressive
0% cheapest$756
Nationwide
0% cheapest$792
Travelers
0% cheapest$806
State Farm
0% cheapest$813
Liberty Mutual
0% cheapest$828
GEICO
0% cheapest$1,708

Geographic Detail

Cheapest Cities for State Farm

CityAvg Premiumvs. State Median
Kansas City$488-35%
Edwardsville$488-35%
Independence$488-35%

Most Expensive Cities for State Farm

CityAvg Premiumvs. State Median
Winchester$995+32%
Williamsburg$995+32%
White Cloud$995+32%

State Farm Kansas Insurance FAQ

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State Farm ranks #9 out of 11 carriers in Kansas with a median 6-month premium of $813. This places State Farm 8% above the statewide median of $756. The carrier covers 748 ZIP codes across the state, with premiums ranging from $488 to $995.

State Farm is the cheapest option in 0% of Kansas ZIP codes (0 ZIPs). The most affordable State Farm rates are found in Kansas City, where the average premium is just $488. On the other end, Winchester has the highest State Farm premiums, averaging $995 per 6-month term.

All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 11 carriers, 748 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.