Farmers Kansas Auto Insurance Rates
Median premium: $290/6mo across 748 ZIP codes.
Based on SERFF regulatory rate filings — updated March 2026.
How Farmers Compares in Kansas
Median 6-month premium across all rated ZIPs. Farmers highlighted in blue.
Geographic Detail
Cheapest Cities for Farmers
| City | Avg Premium | vs. State Median |
|---|---|---|
| Kansas City | $174 | -77% |
| Edwardsville | $174 | -77% |
| Independence | $174 | -77% |
Most Expensive Cities for Farmers
| City | Avg Premium | vs. State Median |
|---|---|---|
| Winchester | $355 | -53% |
| Williamsburg | $355 | -53% |
| White Cloud | $355 | -53% |
Farmers Kansas Insurance FAQ
ZIP Code Lookup
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Other carriers in Kansas
Farmers ranks #1 out of 11 carriers in Kansas with a median 6-month premium of $290. This places Farmers 62% below the statewide median of $756. The carrier covers 748 ZIP codes across the state, with premiums ranging from $174 to $355.
Farmers is the cheapest option in 100% of Kansas ZIP codes (748 ZIPs). The most affordable Farmers rates are found in Kansas City, where the average premium is just $174. On the other end, Winchester has the highest Farmers premiums, averaging $355 per 6-month term.
All rate data is sourced from SERFF regulatory filings and validated through TrueFactor's AI-powered validation pipeline. Rates shown are for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated continuously as new filings are processed.
Want to see rates for your ZIP code?
Access ZIP-level rate data across all 11 carriers, 748 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.