Amica Mutual Illinois Auto Insurance Rates

Median premium: $821/6mo across 1,575 ZIP codes.

Based on SERFF regulatory rate filings — the official rate structure Amica Mutual filed with the Illinois Department of Insurance.

Median Premium
$821
per 6 months
Premium Range
$582–$2,014
min to max
Ranked #1 Cheapest
0
0% of ZIPs
ZIP Coverage
1,575
ZIP codes rated

How Amica Mutual Compares in Illinois

Median 6-month premium across all rated ZIPs. Amica Mutual highlighted in blue.

Progressive
100% cheapest$401
USAA
0% cheapest$580
Erie Insurance
0% cheapest$685
Shelter Insurance
0% cheapest$709
Auto-Owners
0% cheapest$725
State Farm
0% cheapest$741
GEICO
0% cheapest$756
American Family
0% cheapest$765
Amica Mutual
0% cheapest$821
The Hartford
0% cheapest$846
Farmers
0% cheapest$854
Cincinnati Financial
0% cheapest$870
Nationwide
0% cheapest$886
Hanover Insurance
0% cheapest$886
Travelers
0% cheapest$902
Liberty Mutual
0% cheapest$926
Allstate
0% cheapest$1,047

Geographic Detail

Cheapest Cities for Amica Mutual

CityAvg Premiumvs. State Median
Cherry$582-29%
Ladd$582-29%
Arlington$587-29%

Most Expensive Cities for Amica Mutual

CityAvg Premiumvs. State Median
Riverdale$1,882+129%
Hazel Crest$1,695+106%
Harvey$1,674+104%

Amica Mutual Illinois Insurance FAQ

ZIP Code Lookup

Enter your ZIP code to see Amica Mutual's rate in your area.

Other carriers in Illinois

USAA$580/6moState Farm$741/6moGEICO$756/6moProgressive$401/6moFarmers$854/6moAllstate$1,047/6moNationwide$886/6moLiberty Mutual$926/6moErie Insurance$685/6moTravelers$902/6moAmerican Family$765/6moAuto-Owners$725/6moShelter Insurance$709/6moThe Hartford$846/6moCincinnati Financial$870/6moHanover Insurance$886/6mo
View all Illinois carriers →

Amica Mutual ranks #9 out of 17 carriers in Illinois with a median 6-month premium of $821. This places Amica Mutual 0% below the statewide median of $821. The carrier covers 1,575 ZIP codes across the state, with premiums ranging from $582 to $2,014.

Amica Mutual is the cheapest option in 0% of Illinois ZIP codes (0 ZIPs). The most affordable Amica Mutual rates are found in Cherry, where the average premium is just $582. On the other end, Riverdale has the highest Amica Mutual premiums, averaging $1,882 per 6-month term.

All rate data is sourced from SERFF regulatory filings — the official rate structures Amica Mutual filed with the Illinois Department of Insurance. Rates shown are calculated using Amica Mutual's filed rating algorithm for a standard driver profile (35-year-old, clean record, 2024 Toyota Camry LE, 50/100/50 liability). Actual premiums may vary based on your specific profile, driving history, and coverage selections. Data is updated within days of new filing approvals.

Want to see rates for your ZIP code?

Access ZIP-level rate data across all 17 carriers, 1,575 ZIP codes, multiple vehicles, and 3 coverage tiers. Updated within days of each new filing.